A friend of mine recently had the ceiling in one of the rooms in her house collapse. There didn't appear to be any water damage nor were there animals running around in the ceiling. It just fell for no apparent reason. I wonder if she going to contact her insurance company to see what the home insurance quotes would be for the repairs. We contacted our insurance company we started having problems with our ceiling, but that was due to water damage not shoddy workmanship. (Well, there was some shoddy workmanship thanks to the previous owner thinking he could fix things properly.) I wish her luck getting it fixed quickly and cheaply!