My husband is calling various insurance companies today for a car insurance quote. Of course, this is an attempt to save money. Like most people, my husband didn't get a raise this year and his health insurance rates went up. My raise just covered the rise in my health insurance rate. So that means we aren't doing a whole lot better than we were last year. It would be nice if we could get just a little farther up the ladder. I don't see it happening any time soon though. It's depressing.